Debt Consolidation Mortgage Loans

Debt consolidation mortgage loans may help simplify your finances by consolidating eligible high-interest debt into one monthly mortgage payment. Depending on your available home equity and loan qualifications, you may be able to reduce the number of monthly payments and better manage your overall debt. Explore debt consolidation mortgage loan options in Washington, Oregon, Idaho, California, and Colorado. View Live Rates or Contact Us Today to learn more.

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Consolidate high interest debt with a low mortgage rate!

Pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you will pay less each month and pay off your higher-interest debts faster which will also help improve your credit.

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Make your dream home a reality with the right mortgage.

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TermConforming 30 year fixed
Rate6.125%
APR6.370%

98004 | $800,000 | Credit Score 780+ | 25 Down

TermConforming 15 year fixed
Rate5.375%
APR5.783%

98004 | $800,000 | Credit Score 780+ | 25 Down

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Refinancing Programs that can Reduce Your Monthly Mortgage Payment

Consolidate your debt to save on your monthly payment obligations. Even if your mortgage payment goes up a little, your overall monthly costs can go way down if you roll credit card debt or a car loan debt into your home refinance.

FHA Loan

Consolidate your debt into one low cost loan. An FHA refinance loan can help you leverage equity in your home to cover your other existing debts and lower your overall monthly debt payments. You may also end up with a lower overall interest rate than you had before.

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15-Year Loan

Pay off your debt quicker by refinancing it into a 15 year loan. This can take your existing debt and put it into a 15 year amortized payoff, a great plan if you’ve almost paid off your mortgage and don’t want to go all the way back out to a 30 year loan.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment 2

30-Year Loan

Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent. If you’ve paid down your loan by some years and want to refinance to consolidate, you can often take the term back out to 30 years, add in your other debt, and remain at the same monthly mortgage payment while cutting out those other debt payments each month.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment 3

VA Loan

Veterans and military members can consolidate all debts with one low-cost loan, making it easier to keep finances on track month to month with a single payment due.

Not sure which program is right for you? Contact one of our specialists today! Sammamish Mortgage Group can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches. We’re a local, family-owned mortgage firm based in the Washington area and serve the entire state, in addition to the broader Pacific Northwest region including Oregon, Colorado, California and Idaho.

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Working With Sammamish Mortgage

At Sammamish Mortgage, our experienced Loan Officers always put clients first, helping you find the right loan for your budget.

We offer competitive rates, fast closings, and a hassle-free mortgage experience, with loan options including FHA and VA loans.

For more information on your home mortgage options, feel free to contact us today. We currently lend in all of Washington, Oregon, Idaho, Colorado and California and have been offering mortgage programs to borrowers since 1992. Our friendly team of experienced mortgage professionals will advise you on which home loan program most effectively meets your needs.

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States We Lend In

Our loan officers are ready and waiting to help you apply for your home loan.

Reach Out to Sammamish Mortgage Today

If you’re either looking or thinking about buying a home in WA, ID, CO, OR or CA, reach out to Sammamish Mortgage today. No matter what stage of the process you’re in, we can provide valuable information which can help you. Contact Us today to learn more, or View Rates to get a sense of what current mortgage rates look like. You can also get a Rate Quote personalized to your situation, or Apply Now to jump start the application procedure.

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Get Pre-Approved in These States

We offer detailed mortgage pre-approval guides for multiple locations across the Pacific Northwest and beyond. Choose your state to learn more:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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