Cash Out Refinance

WA state residents who have built up equity in their houses have four ways to improve their financial options: taking out a second mortgage, a home equity loan, a home equity line of credit, or simply refinancing the current mortgage — with or without a cash-out feature. Equity represents wealth. Talk with a mortgage professional about using it wisely.'

Getting the lowest interest rate possible on your mortgage is key to making it more affordable and paying much less in interest over the life of your loan. Luckily, there are some strategies that you can employ in Washington.'

Do you have mounting credit card debt? If you currently own a home, you may be able to refinance your mortgage to help pay down that credit card debt. This article will explain how, and if now is the right time for you to take this step.'

Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have “instant equity” in your home.'