FHA

Learn how long mortgage insurance may last in Washington for conventional and FHA loans, when PMI can be canceled, and what borrowers should review before refinancing or requesting removal.'

If you buy a home in the state of Washington using an FHA loan, you will most likely be required to sign an FHA amendatory clause. The seller will have to sign it as well. This clause is sometimes written directly into the purchase agreement or real estate contract. Other times, it might be attached as an addendum to the contract. But in either case, it serves the same purpose.'

Applying for an FHA loan in Washington State? Learn how lenders calculate debt-to-income ratios, which debts count, and how higher DTIs may still be approved with compensating factors.'

Millennials in Washington State and across the country have been choosing conventional home loans more than FHA-insured mortgage loans. This article will explain why.'

FHA loans can sometimes show lower interest rates than conventional loans in Washington, but mortgage insurance, credit profile, and down payment can change the better-value option.'

It can be tough to come up with a sizable down payment for a home in Oregon, especially when considering the cost of buying real estate. In this article, we’ll explain how an Oregon FHA loan could lower your down payment obligations.'