FHA

How Long Do I Have to Pay Mortgage Insurance in Washington? How Long Do I Have to Pay Mortgage Insurance in Washington?
May 24, 2024
Statistics show that most home buyers in the state of Washington use some form of mortgage insurance, either through the FHA or private insurance companies. Which brings up a very important question. How long are homeowners required to pay for mortgage insurance in Washington? And does it ever go away?'
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How the FHA Amendatory Clause Works in WA State How the FHA Amendatory Clause Works in WA State
November 20, 2023
If you buy a home in the state of Washington using an FHA loan, you will most likely be required to sign an FHA amendatory clause. The seller will have to sign it as well. This clause is sometimes written directly into the purchase agreement or real estate contract. Other times, it might be attached as an addendum to the contract. But in either case, it serves the same purpose.'
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FHA Borrowers in Washington Have Higher Debt to Income Ratios Today FHA Borrowers in Washington Have Higher Debt-to-Income Ratios Today
May 3, 2022
If you are applying for an FHA loan to buy a house, your debt-to-income ratio will be assessed. According to data, the average DTI has been increasing among borrowers. This article will explain more. '
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Report Washington Millennials Choose Conventional Loans Over FHA Report: Washington Millennials Choose Conventional Loans Over FHA
December 2, 2024
Millennials in Washington State and across the country have been choosing conventional home loans more than FHA-insured mortgage loans. This article will explain why. '
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Do Washington Conventional Loans Offer Lower Rates Than FHA?
January 4, 2025
What’s lower right now: rates for FHA loans or conventional loans? Check out this post to learn more and to check out our loan limits tool.'
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oregon fha How an Oregon FHA Loan Could Lower Your Down Payment
January 5, 2025
It can be tough to come up with a sizable down payment for a home in Oregon, especially when considering the cost of buying real estate. In this article, we’ll explain how an Oregon FHA loan could lower your down payment obligations.'
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