Home Buyers

FHA loans are one of the most popular mortgage options among home buyers in the state of Washington, second only to conventional home loans. The FHA mortgage insurance program offers a number of benefits for borrowers, including a down payment as low as 3.5%. In this guide, we will explore the FHA loan down payment rules and requirements for borrowers in Washington. This will help you make a more informed decision about which type of loan you want to use.'

Home buyers seeking a VA loan in Washington often have questions regarding the amount they can finance versus the amount they have to put down. Today, we will address one of those common questions: Can a VA loan cover the entire home purchase price in Washington?'

Home buyers in California have struggled with housing market supply shortages for years, with inventory levels dropping to record lows. Now, in the spring of 2024, California's real estate inventory shortage appears to be easing a bit. In a promising turn of events for prospective home buyers, the housing market experienced a significant uptick in supply during February. That's based on a recent report from the California Association of REALTORS (C.A.R.).'

For years now, we've been hearing that Seattle, Washington is a seller's market due to supply shortages and other factors. But the Seattle real estate market has changed a lot over the past few years. So we thought it was high time to revisit this subject by examining the latest housing trends and data.'

Belltown is the most densely populated neighborhood within the city of Seattle. It's also one of the most popular places to live in the city, well-suited for those seeking a walkable urban lifestyle. The Belltown neighborhood has a somewhat gritty and industrial history. But over the past decade or so, it has evolved into a haven of trendy restaurants, cool boutiques, exciting nightlife, and modern residential towers.'

Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you're a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.'