Home Buyers

As a Seattle-area mortgage company, we do our best to educate local home buyers about the different cities and communities where they might want to purchase a home. Today, we turn our attention to the lakefront city of Kenmore, Washington.'

In many cities across the state, the current FHA loan limit is more than enough to purchase a median-priced home. But in more expensive real estate markets like the Seattle metro area, an FHA loan might not get you where you need to be in terms of financing range.'

We often hear about California having some of the highest home prices in the nation, and there's plenty of truth to that. Less coverage is given to the more affordable housing markets in California, where home prices are in line with the national average. So today, we'll take a look at the 10 counties with the lowest home prices within the state of California.'

Many home buyers in the state of Washington use FHA loans when purchasing a house. First-time buyers, in particular, are drawn to this program because it offers a down payment as low as 3.5% with flexible qualification criteria. In this guide, we will help you chart a steady course for FHA loan success, by pointing out some of the potential mistakes to avoid along the way.'

FHA loans are one of the most popular mortgage options among home buyers in the state of Washington, second only to conventional home loans. The FHA mortgage insurance program offers a number of benefits for borrowers, including a down payment as low as 3.5%. In this guide, we will explore the FHA loan down payment rules and requirements for borrowers in Washington. This will help you make a more informed decision about which type of loan you want to use.'

Home buyers seeking a VA loan in Washington often have questions regarding the amount they can finance versus the amount they have to put down. Today, we will address one of those common questions: Can a VA loan cover the entire home purchase price in Washington?'