Portland, Oregon, home buyers could enjoy a slower real estate market in 2026, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2026 compared to the past few years. Here's an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.'
In 2026, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2026, if you're planning to buy or refinance a home. So let's take a closer look at these trends and what they might mean for borrowers in 2026.'
For a typical home buyer in the state of Washington, the down payment represents the biggest obstacle along the path to homeownership. So it's essential for home buyers to understand the strategies and options available to them when making a down payment on a house. It's equally important to tune out the common myths and misconceptions relating to down payments in Washington. And that's exactly what we will focus on here today.'
Will 2026 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon. '
Federal housing officials recently announced that they would be increasing the conforming loan limits in 2026 for most counties across the U.S. Here in the Seattle metro area, the 2026 conforming loan limit will be set at $1,063,750. Home buyers in Seattle who need to borrow more than this limit can do so as long as they have the income to support it. When you borrow more than the conforming loan limit for your particular county, it's considered a "jumbo" loan.'
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
