Top Reasons to Own Your Own Home

July 16, 2020
Last updated:
March 31, 2022
In This Article

If you’ve never owned your own home, you may want to take some time to consider why becoming a homeowner is a financially sound investment to make. Of course, buying a home is not a small feat. It’s a significant financial undertaking that should only be made with careful consideration.

But with the right team of professionals by your side ensuring that you make all the right moves according to your budget and needs, you’ll likely find that there are plenty of benefits of owning your own home.

Let’s go over what these are.


You’ll have the chance to create a space that is solely your own. Without the need to get permission from your landlord to make changes if you’re a renter, and without settling for what your landlord has offered in terms of privacy, you can make your home your own as you wish.


Buying a home is something to be proud of. Homeownership reflects your efforts and success. It takes a lot of effort and time to save up for a down payment on a home, as well as to build good credit that allows you to get approved for a mortgage. This is an accomplishment and one that is rewarded with the ability to buy your own home.


Buying a home will mean prioritizing the needs of your children and family. You can give them a space that they’ll feel safe in and a provide them with a sene of belonging.


Owning a home can make you a part of a broader community. The neighborhood you move into can play a big role in your overall lifestyle. You’ll get to know people who live amongst you and you’ll become part of the knitting of the community.


Surround yourself with enhanced experiences in the comfort of your own home. The longer you remain in your home, the more you’ll get to know its intricacies and will become increasingly comfortable in it.


Control your future direction and security when you have an asset of value on your hands.

Personal Expression

Display your unique personality with your home’s decor, which is something you may not have as much freedom with if you rent. For instance, as a renter, you may not be permitted to paint your front door a certain color, apply wallpaper to your walls, or knock down walls to create a more open concept space.

But as a homeowner, you have the freedom to do as you wish with your home.

Financial Investment

Owning real estate allows you to grow your assets and wealth.

As you can see, there are several reasons why owning your own home is something you should consider. The slew of benefits that it offers cannot be argued.

Whether you’re moving out of your parents’ home or have been renting for a while, perhaps it might be time to make the leap into homeownership. And with interest rates as low as they are now, taking out a mortgage may be as affordable as it’ll ever be.

If you’re ready to buy a home, partner up with Sammamish Mortgage to get their mortgage application process rolling! Click the image below to download the InfoGraphic.

Top Reasons to Own Your Own Home

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If you’re in need of a mortgage, we can help. Sammamish Mortgage is a mortgage company serving the Pacific Northwest region including Washington, Idaho, Colorado, and Oregon since 1992. We offer a number of mortgage programs with flexible qualification criteria. Please contact us if you have any questions or are ready to apply for a home loan.

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