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Summary: As the COVID-19 pandemic ensues, businesses must nevertheless re-open for their own survival. This might be a good time to vacation if safety and finances allow. The good news is that there are cheap ways to stay healthy and have a great time.
As summer unfolds and businesses, however slowly, begin to open their doors after the long COVID-19 dormancy, many people are considering a return to normalcy by taking a vacation. This prospect is both exciting and problematic. The thrill rests in getting out of the house for an extended period, enjoying a physical, mental, and emotional refreshment. At the same time, the commercial awakenings in Washington, Colorado, Idaho, and Oregon are cautious and uneven. Between that reality and the fact that many have struggled financially over the last 15 weeks, travelers are busily seeking ways to stretch their vacation dollars after the coronavirus re-opening.
This priority is most concerned with how not to spend your time away from home this summer. Social distancing remains a pivotal guideline from the U.S. Centers for Disease Control (CDC). When people draw near, face masks are necessary. Meanwhile, frequent hand-washing is advised. Recirculating air is something to be avoided. Therefore, public transportation and airplanes are less than ideal. Hotels, motels, and guest houses likewise pose a threat in that you will share close quarters with strangers. Even large family reunions warrant discouragement given the continuation of infections. While these discouragements may be depressing, they do not rule out fun and enjoyment.
Probably the most enjoyable aspect of a vacation is getting away from the house in which you may have felt imprisoned of late. Yet there are other outcomes that families seek when getting away from it all. For example, the change in routine is a healthy distraction. Sleeping in, sharing experiences outside the daily grind, new scenery and novel activities help vacationers to decompress and recharge intellectual and emotional batteries. Relaxation is another desirable aim of an extended holiday. Just doing nothing is sometimes a psychic tonic for even the most driven of people. Of course, in the wake of the pandemic shutdowns, even the most laid back might have had their fill of that.
For those who have been furloughed or otherwise prevented from receiving their regular wages and compensation, getting the most bang for the buck is central to any successful vacation. Funds are likely limited so destinations should be minimally draining to the wallet. This all works in tandem with the other two priorities since outdoor activities and venues are far safer, more enjoyable and, much of the time, cheap.
While cost-reduction and skimping can save money otherwise lost on an expensive vacation away from home, there are measures taken that can expand your money supply so you can still end up ahead financially. A quick call to certain vendors, for example, can yield positive results during the pandemic. Auto insurers are more accommodating to giving discounts to clients who have reduced their road time substantially. Similarly, cell phone plans need not possess all the bells and whistles when life itself is simplified; downsizing pays its own dividends. Less take-out and more homemade meals also cut costs over time.
If you are in a sound financial position regarding your home and property, a cash-out refinance can put more money in the household coffers. A rate-and-term refinance, in this era of severely low interest rates, slows the monthly spending under the right conditions. Talking to an experienced mortgage professional can clarify whether these are viable options.
Since 1992, Sammamish Mortgage has been helping those in the Pacific Northwest realize their dreams of buying a house. If you’re searching for a mortgage, we are here to help. Sammamish Mortgage works with buyers and offers mortgage programs in Colorado, Washington, Oregon, and Idaho. If you’d like, you can Contact Us with any questions. If you’re curious, you can View Rates directly on our website. Or, if you’re ready, Apply Instantly or get a Rate Quote.
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