Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

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Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

Expect lenders to require a slightly higher credit score than for a primary home loan.
Find a lender who has plenty of experience financing investment properties.
Choose the right type of loan program to maximize your investment.
Research rental rates in the area and have backup cash reserves in case of no tenancy
Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

Alexander Yakubovich

May 27, 2026

I had a fantastic experience working with the team at Sammamish Mortgage for my recent home purchase. Barb and Trevor went above and beyond to make sure everything went smoothly. They provide a level of dedicated, personalized service that you just won't find with big box lenders. Because they handle their loan underwriting completely in-house, the entire process was so much easier, faster, and more streamlined than dealing with a massive bank. I highly recommend Sammamish Mortgage to anyone looking to purchase or refinance a home!

Autry Johnson

May 4, 2026

My partner and I had a great experience with Dave Walz and the rest of the team at Sammamish Mortgage. I can't recommend them highly enough! They really went above and beyond for us, and were able to make our home buying dreams a reality. We wouldn't work with any one else again in the future.

Sydney Lynch

April 30, 2026

Dave Walz was amazing. We had a great experience with Sammamish and would recommend them, and him specifically to anyone!

Laura

April 22, 2026

My family has used Sammamish Mortgage for every home purchase over many years. We just completed another loan. The company is great! Buying a home is a big process, but there was no stress related to working with Sammamish. Great communication and execution. The app is very easy to work with. Highly competent at all levels! Highly highly recommended!

Julie M

April 14, 2026

Ryan and the team at Sammamish made the process of buying a home extremely smooth and stress free. I so appreciate their attention to detail. I felt comfortable working with them and confident our loan would go through. We will definitely use them in the future when we purchase our next home in Seattle.

Eva Schoenleitner

April 13, 2026

An excellent mortgage firm. I just did a refi after buying my latest townhouse with them as well 6 months ago. Both went without a hitch. Sammamish has competitive rates and they were able to get me approved where others had challenges. I can highly recommend.

Sania Marri

March 31, 2026

Very helpful and always willing to answer my questions