Mortgage Tips

How Much is a 20% Down Payment on a Median-Priced Home in Portland, OR?
March 9, 2022
4 min read
How Much is a 20% Down Payment on a Median-Priced Home in Portland, OR?
As of spring 2022, a 20% down payment on a median-priced home in Portland, Oregon would come to...
Mortgage Underwriting Guidelines Loosen in Washington and Nationwide
March 16, 2022
4 min read
Mortgage Underwriting Guidelines Loosen in Washington and Nationwide
Right after the housing crisis over a decade ago, mortgage underwriting tightened a great deal....
Average Credit Score in Washington State, 2024
February 16, 2024
5 min read
Average Credit Score in Washington State, 2024
Your credit score plays a key role in your ability to secure a mortgage. But what credit score do...
Do You Know What To Do On Closing Week?
February 6, 2024
8 min read
Do You Know What To Do On Closing Week?
When you buy a home and the closing date is approaching, there are few steps you’ll need to take...
Reduced PMI Premiums for Borrowers in Washington & Oregon
November 23, 2021
4 min read
Reduced PMI Premiums for Borrowers in Washington & Oregon
Article summary: Sammamish Mortgage offers home loans with reduced private mortgage insurance (PMI)...
Prepaid Items for Escrow Reserves: What Borrowers Need to Know
January 26, 2022
4 min read
Prepaid Items for Escrow Reserves: What Borrowers Need to Know
We receive a lot of questions from borrowers regarding the prepaid items that go into their escrow...

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