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When you partner with Sammamish Mortgage

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Sammamish Mortgage offers our Flex-Cost Program to help home buyers improve their purchasing power and best leverage their current financial situation.

Sammamish Mortgage No Cost Program – Qualified buyers can receive lender credits up to $4,000 to cover third-party closing fees such as appraisal, title insurance, county recording fees, etc.
Sammamish Mortgage 0 Point Loan – Qualified buyers can get a below average interest rate with 0 Points and $1 Lender Fee providing a great combination of low rates and minimal fees.
Sammamish Mortgage Rate Buy Down – Borrowers can buy a lower interest rate to save money on their monthly payment, improve their debt to income ratios and save interest over the life of the loan. All the buy down costs go towards lowering the interest rate and not towards origination fees for the Loan Officer.

Examples of our custom educational eBooks

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Mortgage Calculator

Plan for your future by estimating your home cost, interest rate, and monthly payment before you start househunting.

Loan Limits

Explore loan limits for different programs, and customize by zip code to learn how much you can borrow for your new home.

Client reviews

Sammamish Mortgage made my refinance process smooth and comfortable. There was no pressure or aggressive negotiation, and the options were explained clearly. Jessica and Tonya were very supportive, responsive, and patient throughout the process. They helped me get a decent deal with comparatively moderate fees when compared to other vendors I checked. Overall, it was a pleasant and trustworthy experience. Thank you!

Pandian Palanimuthu

Sammamish Mortgage was a great company to work with on buying our first home. The whole process went super smooth. Jessica and Tonya had great communication, they were always fast to respond, and made the whole thing really easy for us. And we got a great rate!

Cormac Assink

Great team. Responsive, quick, and smooth. Will work with again!

Adriel Supnet

I received a mortgage on a Condo from Sammamish Mortgage, and I was very impressed with them. They were very helpful and responsive throughout the entire process, making a stressful process very easy for me. I will definitely be recommending them to my friends & family. 5 Stars.

Alex Muirhead

This place helped us with a refinance. Sandra Brown over there has amazing customer service and helped us through the process with amazing support and communication. I have nothing but great things to say about this place from my experience.

Eric Newman

Did a great job refinancing our mortgage despite some complexity to our circumstances

Zach Zhang

Sandra and her team were great! They were friendly, knowledgeable, and very responsive. I HIGHLY recommend working with her!!

Amber Skelton

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About sammamish mortgage

Proudly serving the Pacific Northwest for more than 28 years, we are a family owned and operated lender, offering unrivaled prices on home mortgages. At Sammamish Mortgage, our team of experienced professionals is committed to doing what is best for you, the client. Our number one goal is to make your home loan the enjoyable and exciting experience it should be. For more information about what Sammamish Mortgage can do for you, we invite you to contact us today!

Start Working With Us Today!

Check out our latest blog posts

Washington State Housing Forecast for 2026

January 28, 2026

What is the housing market expected to look like in Washington State in 2026? Take a look at this infographic to find out more!

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Average Down Payments in Seattle, Spokane, Tacoma, and Vancouver in 2026

January 28, 2026

Your down payment is an integral part of the mortgage and home-buying process. So why not figure out the average amount you can put down when considering a purchase in WA State’s major metro areas.

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Average Down Payment for Oregon First-Time Buyers in 2026

January 28, 2026

How much money do you need to pay at closing? More specifically, how much of a down payment do you need to make when you apply for a mortgage to buy a home in Oregon?

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What an Average Down Payment Looks Like in Portland, Oregon in 2026

January 28, 2026

Portland, Oregon, is among the top ten U.S. metro areas with the highest average down payment from home buyers.

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Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote. (425) 401-8787

Get Started

CONVERT MORE LEADS WITH LESS EFFORT

Compare Rates and Costs in Seconds

Sammamish Mortgage offers our Flex-Cost Program to help home buyers improve their purchasing power and best leverage their current financial situation.

Examples of our custom educational eBooks

Download your free eBook today!

Check out our free online tools

More Online Tools That Matter

Get Started Today

Get a Free Rate Quote

Mortgage Calculator

Loan Limits

Client reviews

Our Reviews

About sammamish mortgage

Check out our latest blog posts

Talk to a Loan Officer

Please Call 1.800-304-6803

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