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When you partner with Sammamish Mortgage

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Sammamish Mortgage offers our Flex-Cost Program to help home buyers improve their purchasing power and best leverage their current financial situation.

  • Sammamish Mortgage No Cost Program – Qualified buyers can receive lender credits up to $4,000 to cover third-party closing fees such as appraisal, title insurance, county recording fees, etc.
  • Sammamish Mortgage 0 Point Loan – Qualified buyers can get a below average interest rate with 0 Points and $1 Lender Fee providing a great combination of low rates and minimal fees.
  • Sammamish Mortgage Rate Buy Down – Borrowers can buy a lower interest rate to save money on their monthly payment, improve their debt to income ratios and save interest over the life of the loan. All the buy down costs go towards lowering the interest rate and not towards origination fees for the Loan Officer.

Examples of our custom educational eBooks

Check out our free online tools

We are pleased to offer free online tools for your clients.

States we lend in

Our loan officers are ready and waiting to help you apply for your home loan.

Pre-Approval in Other States

We offer detailed mortgage pre-approval guides for multiple locations across the Pacific Northwest and beyond. Choose your state to learn more:

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About sammamish mortgage

Proudly serving the Pacific Northwest for more than 28 years, we are a family owned and operated lender, offering unrivaled prices on home mortgages. At Sammamish Mortgage, our team of experienced professionals is committed to doing what is best for you, the client. Our number one goal is to make your home loan the enjoyable and exciting experience it should be. For more information about what Sammamish Mortgage can do for you, we invite you to contact us today!

Check out our latest blog posts

Mortgage Requirements in Oregon: What You Need to Qualify Mortgage Requirements in Oregon: What You Need to Qualify
What do you need to qualify for a mortgage in Oregon? This guide explains the core approval factors lenders review, from down payment and credit to income, assets, and preapproval.
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Can a VA Loan Cover the Full Home Price in Washington? Can a VA Loan Cover the Full Home Price in WA State?
Home buyers seeking a VA loan in Washington often have questions regarding the amount they can finance versus the amount they have to put down. Today, we will address one of those common questions:...
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is-seattle-a-sellers-market_blog Is Seattle a Seller’s Market in 2026?
For years now, we've been hearing that Seattle, Washington is a seller's market due to supply shortages and other factors. But the Seattle real estate market has changed a lot over the past few...
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Using the VA Loan Escape Clause for a Low Appraisal Using the VA Loan Escape Clause for a Low Appraisal
An overview of the "escape clause" contingency for VA home loans that allow borrowers to back out of the deal in a low appraisal situation.
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Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote. (425) 401-8787

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