Getting the Best Mortgage Rate Guides

What Are a Loan Estimate (LE) and Closing Disclosure (CD)?

Your lender has certain responsibilities to you, including providing you with a loan estimate and a closing disclosure. Find out what the loan estimate and closing disclosure should include, and when...

Should I Worry About the Rate or Closing Costs?

When you’re buying a home, it’s normal to have the down payment at the front of your mind as far as costs are concerned. However, your interest rate and closing costs can also have a financial impact....

How Long Should I Lock In a Rate, and Why Does It Matter?

You’re ready to lock your rate - but how long should you lock it for, and how will it affect you? If Interest rates are going down it’s one thing, but spikes are another. Here’s what you need to know...

When should I lock in a rate?

Wondering what to do about fluctuating interest rates on home mortgage loans? You can lock your rate to relieve the uncertainty. Knowing when to lock your rate can be critical. Here’s what you need to...

Is My Home Loan a good deal?

Getting a home loan can have immediate and long term effects on your finances. The wrong loan terms can leave you with less in your wallet. Knowing what to look for in a home loan means having some id...

How do I shop for a mortgage?

Are you ready to buy a home? Getting a mortgage should be a carefully thought out process. Your mortgage can differ by tens of thousands over the term of your loan based on what lender you select, so...

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