Mortgage Rates

Boise Mortgage Rates

There are plenty of perks that come with living in Boise, ID. For starters, Boise offers a plethora of outdoor activities thanks to its wonderful natural landscapes and incredible climate. From hiking to mountain biking, to boating, and even surfing, there’s no shortage of things to do to enjoy the great outdoors in Boise.

Boise is also one of the safest cities to live in Idaho, not to mention the country. The city was recently ranked the 8th safest city in the world, according to MSN. Anyone looking to buy a home and move to a new city will certainly want to know what the crime rate is like before moving. Luckily for them, Boise fits the bill.

Last but not least, Boise is a more affordable city to call home compared to other centers in the west. Right now, the median home price in Boise is $419,836. That’s a far cry from the average home prices in Portland and Seattle, which currently sit at $501,224 and $813,154, respectively.

Besides housing, other costs of living are also less expensive in Boise, including things such as taxes, medical care, utilities, and even kids’ activities and lessons. Boise’s cost of living is less expensive compared to other cities in neighboring states.

If you’re on the prowl for a home in Boise, there are plenty of amazing neighborhoods to choose from. Buyers should team up with a seasoned mortgage company to help them secure the right mortgage with terms and rates that suit their budget. And Sammamish Mortgage can help in this department.

Contact Sammamish Mortgage Today for Information on Boise Mortgage Rates

If you’re in the market to buy a Boise home, it would be in your best interest to secure the lowest mortgage rate possible. A lower rate will translate into lower mortgage payments and a smaller amount paid off over the life of your loan.

Sammamish Mortgage has decades worth of experience in the mortgage industry and has been helping borrowers in Boise and across the rest of the state of Idaho since 1992. We’d love to help you navigate the process of buying a home and applying for a mortgage to ensure that you make the best, most informed decision possible. That way you’ll be sure to buy a home within your budget and get approved for a home loan that you can comfortably afford. And maximizing your mortgage interest rate is one way to do that.

The mortgage rate you qualify for is based on several factors, including your credit score, income, employment status, loan-to-value ratio, debt-to-income ratio, and so on. The professionals on our team will make all the right moves to ensure you get the best interest rate. To make things more convenient for you, Sammamish Mortgage offers an instate Rate Quote tool that allows you to get a rate immediately. Get in touch with us to learn more today!

Sammamish Mortgage No Cost Program – Qualified homebuyers can get up to $4,000 in lender credits to cover the cost of third-party closing fees, including title insurance, appraisals, county recording fees, and so on.

Live Real-Time Custom Rates and Costs – Getting a rate quote has never been so easy and hassle-free. There’s no need to provide us with your entire life’s history to see what interest rates and costs we’re able to offer.

Detailed Cost Breakdown – Our convenient Rate Quote Tool will provide you with a run-down of the interest rate and cost options applicable to your situation, as well as a breakdown of the fees that come with a mortgage. All you need to do is click the View Details tab and you’ll be able to quickly compare our offer with other lenders.

Low Mortgage Rate Quotes and Fees – Our rates and fees always beat what our competitors offer, which you can see by conducting a comparison with our Rate Quote tool. As such, we’re one of the few lenders out there that is fully transparent in our offerings.

Close Quickly – You can rest assured knowing that your mortgage will close on-time, as we have a solid track record of closing purchases in under 30 days. Get a customized mortgage quote online in a few short minutes today!

  • Closing Costs shown include all lender and third-party costs.
  • Certain items are not included in the Closing Cost, including property taxes, home insurance, and daily interest.
  • The payment includes both principal and interest.
  • A Loan-to-value ratio of more 80% may require private mortgage insurance (PMI).

Transparency In All We Do

We provide reliable, transparent rates and fees to all our clients. Nothing to hide, no surprises


On Time Closing

Our experience and professional team ensures a smooth on-time closing without unexpected surprises


Unparalleled Reputation

5-star lender with an A+ Better Business Bureau rating, supported by an award-winning operations and sales staff


Online Tools That Matter

You can apply online, check rates in real time and get a free home valuation right on our website


Fast Appraisals

We order appraisals with local companies who know the area, know the market and can provide quick return on reports


Communication Is Key

Consistent notifications keep you informed throughout the loan process. You have consistent access to a local, in-house team member during the loan process