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Portland Home Buyer GuidesAt Sammamish Mortgage, we take consumer education seriously. That’s why we go above and beyond to keep home buyers and mortgage shoppers informed.

This page contains some of our most useful reports and guides for Portland, Oregon home buyers.

Housing Market Updates for 2018

Trend Watch: How Portland’s Housing Market is Changing in 2018

For a long time we’ve been hearing how the major housing markets in the Pacific Northwest (like Seattle and Portland) have been on fire with fierce competition and limited supply. For the most part, that’s still true. But the real estate market in Portland, Oregon is currently undergoing some changes. Home-price growth has slowed considerably over the last year or so.

5 Tips for Buying Your First Condo in Portland, Oregon

Gearing up to buy your first condo in Portland, Oregon? It’s a smart move. Portland is a great city, and condominium life is a good way to experience it without the maintenance hassles of a traditional detached home. But there are some things you’ll want to know before you start shopping for your first place. Here are five tips for buying your first condo in Portland.

Portland vs. Seattle Housing Market: What’s Happening in 2018?

Seattle, Washington and Portland, Oregon are the two biggest cities by population in the Pacific Northwest. They’re also two of the most highly competitive real estate markets in the United States. We’ll look at a comparison between the Seattle and Portland housing markets, from a cost and inventory standpoint. These are the latest trends for spring and summer 2018.

What to Expect from Portland’s Real Estate Market in 2018

The Portland, Oregon real estate market has generated a steady stream of headlines over the last couple of years, mainly due to rapidly rising home prices in the area. But what might we expect from the Portland housing market in 2018? Here are some current trends that could shape the real estate scene next year, affecting both buyers and sellers.

Mortgage Loan Guides for Portland Home Buyers

Oregon Mortgage Loan Options
This Portland home buyer guide explains the different types of mortgage loans that are available in 2018. It covers the key differences between fixed-rate and adjustable mortgages, FHA versus conventional, and more.

Portland Conforming Loan Limits
The size limit for conventional / conforming mortgage loans in the area have gone up for 2018. The revised limit for a single-family home within the metro area is $448,500. Anything above this amount would be considered a jumbo mortgage product.

Portland FHA Loan Limits
If you plan to use a Federal Housing Administration (FHA) mortgage loan to buy a home in Portland, you’ll be glad to know that the FHA loan limits were increased for 2018. This applies to the entire metro area. This Portland home buyer guide contains the latest limits and other information you need to know.

FHA Loans for First-Time Buyers
The FHA loan program is one of the most popular financing options among first-time home buyers in Portland, Oregon. One of the reasons is that it allows borrowers to make a relatively low down payment of 3.5%. You can learn all about it from this helpful guide.

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