VA Mortgage Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close. $0 Lender Fees

4.9
500+
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VA mortgage loans offer a unique opportunity for home buyers who have military experience. These loans are one way that our government compensates veterans for their military service. With a VA loan, you may be able to finance the entire value of your home with no down payment! 

VA loans are government-backed, and so home buyers will not need private mortgage insurance (PMI. If you’re a veteran and currently in the market for a new home, you should take advantage of the unique opportunity presented by a VA loan. Get a FREE Instant Rate Quote, it only takes 30 seconds!

Benefits of a VA Home Loan:

  • No down payment unless required by the lender or the purchase price is more than the reasonable value of the property
  • No private mortgage insurance premium requirement
  • VA rules limit the amount you can be charged for closing costs
  • Closing costs may be paid by the seller
  • The lender can’t charge you a penalty fee if you pay the loan off early
  • VA may be able to provide you some assistance if you run into difficulty making payments

VA Loans for Home Buyers in WA State

Sammamish Mortgage is a family-owned mortgage company. We have been in the mortgage lending industry since 1992 and offer mortgage programs to customers in the Pacific Northwest region, including WA, OR, ID, and CO. Our team of professionals can act as your mortgage broker and help guide you through the mortgage application and acquisition processes. 

Our online mortgage application system allows you to choose your desired loan, get a customized rate quote, and even upload your documents. Get a FREE Instant Rate Quote today to find out how much your mortgage will cost you. View Live Rates or Get Pre-Approved Today!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 407 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Angelica Villarreal
October 18, 2024
The customer service from Jessica Ebner and Shelly Nguyen was excellent. They kept me updated on the status regularly and anticipated requests from underwriters before so that I could provide information timely. This made the process feel seamless and without any crazy rushing at the end! Thanks so much!
Artem Tkachenko
September 29, 2024
Amazing team. Highly recommend
Tyler J Willis
September 28, 2024
We just closed on a home and used Sammamish Mortgage, they went above and beyond to make sure we could close on time. Would highly recommend!
Ryan Foster
September 3, 2024
Nick and Barb did a great job processing our transaction. They secured lower rates and went above and beyond in a unique transaction. Would highly recommend them.
Brianna Campbell
September 2, 2024
As a first time homebuyer the entire process was incredibly daunting! Ryan and his team walked us through everything step by step and made the process easy. They were transparent, timely, and easy to work with. I truly felt like Ryan and his team were always looking out for our best interests. He and his team are very compassionate and I highly recommend them!
Sergiy Saliyev
August 29, 2024
A few months ago I was applying for a loan, and Nick did a fantastic job with explaining all the details, answering all the questions I had, and providing competitive quotes. I had a great experience and would recommend this place and Nick as a loan officer!
Nohemi Magnuson
August 22, 2024
Clint Edwards is the best loan officer we have ever met! We will recommend him to all of our family and friends! He did an excellent job helping us purchase our home! He is very dedicated, and he is passionate with his job! Absolutely enjoyed buying our home thanks to his hard work and dedication to help us understand every step of the way! He is very patient, and very flexible with time and kind towards us. He is knowledgeable about the home market and was willing to explain to us with charts and keep us informed on the current market. It was a pleasure working with Clint Edward, and if we need to purchase or refinance our home, we will definitely be reaching him out! He is phenomenal! Thank you so much! We are so happy he was on our team for our home purchase!

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