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This is the latest in a series of “city guides” we’ve created to give home buyers across Washington some insight into current housing market conditions. Today, we will examine some of the most important trends you should know about when buying a house in Vancouver, Washington in 2026.
Are you considering a home purchase in Vancouver, WA some time in 2026? If so, you’ll want to gather all the information about the local market as possible to make a more informed purchasing decision. Let’s get into more detail about the current temperature of the market in Vancouver and what is expected going further into 2026.
As of early 2026, the Vancouver real estate market could be summed up as follows:
Those are four of the most important things to know when buying a house in Vancouver, WA in 2026. There is also an inventory shortage happening in this and most other cities across Washington. So let’s take a closer look at these real estate market trends that can affect Vancouver home buyers in 2026.
According to the latest data from Zillow, the median home value for Vancouver, Washington rose to around $494,822 as of January 2026. This figure gives you some idea of where the market is right now, in terms of pricing.
The bigger story here is the stagnant home prices. According to Zillow, the median home value in Vancouver declined by 1.0% over the last year.
Having said that, experts expect home prices in the city to inch up over the course of 2026, though at a modest pace.
Vancouver, WA home prices are expected to increase modestly in 2026, with median sale prices showing slight year-over-year gains as of early 2026 and demand remaining fairly steady.
Experts forecast that price growth will be gradual rather than dramatic, supported by low inventory and improving affordability as mortgage conditions stabilize.
Price appreciation in 2026 is likely to be moderate, reflecting a balanced market where home values edge up as buyers regain confidence
These latest home-price trends and forecasts are largely shaped by the current imbalance between supply and demand. This is true for many cities across the country, but it is especially pronounced within the Washington State housing market.
In Vancouver and other major cities across the state, there just aren’t enough homes listed for sale to satisfy the current level of demand from buyers.
According to economists and housing experts, a balanced real estate market has somewhere around five to six months worth of supply. (That’s the length of time it would theoretically take to sell all homes currently listed for sale, if no new properties came onto the market in the meantime.)
As of January 2026, housing inventory overall in Clark County had a 4.1-month supply of homes for sale, which is slightly low, but improving. So it could still be considered a seller’s market, at least where inventory is concerned.
The inventory situation will affect anyone who is thinking about buying a home in Vancouver in 2026. In a tight real estate market, home buyers need to bring their ‘A’ game. This means having your financing arranged before entering the market, and having a realistic sense of what you can afford. This will make you a more efficient and competitive home buyer.
Mortgage rates have been in the news a lot lately, and this is another important subject for anyone planning to buy a home in Vancouver, Washington in 2026.
The big story here is that the average rate for a 30-year home loan has been declining over the past year. And experts predict that they may continue to dip in 2026.
According to the long-running industry survey conducted by Freddie Mac, the average rate for a 30-year fixed home loan is at 6.09% as of January 2026.
This trend has captured the attention of home buyers and mortgage shoppers in Washington and elsewhere across the country. It could make buying a home more affordable for home buyers in Vancouver and elsewhere.
Disclaimer: This article includes real estate data and forecasts from third parties not associated with our company. We have presented them here as a service to our readers.
Are you planning to buy a home in Vancouver, WA, and need a home loan to help fund this purchase? Sammamish Mortgage can help. We have been serving borrowers in Washington, Colorado, Idaho, Oregon, and California since 1992. We offer competitive rates on a variety of mortgage programs, including FHA loans, VA loans, and conventional. Get an instant rate quote or contact us if you have any financing-related questions.
Whether you’re buying a home or ready to refinance, our professionals can help.
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