How much money do I need to buy a home? Guides

How Can I Lower My Mortgage Payment?

Second guessing your ability to make your estimated monthly mortgage payment? You may be able to reduce it with these options. Talk to your loan officer as soon as possible to find out if your lender...

How Can I Lower My Closing Costs?

Are you starting to worry about closing costs, and wondering if you can lower them? There are several ways that your closing costs can be minimized to cut the amount you owe at signing. Typically, you...

When Do I Pay Out-Of-Pocket Costs?

There are a lot of costs associated with buying a home! Find out when you need to be ready to cough up cash, and when costs will be paid out of a funded account. Typically, out-of-pocket costs are spl...

What are Prepaid Items or Escrows?

Confused by terminology like “escrows” and “prepaid items” when it comes to your mortgage contract? Don’t go into your home purchase blind. Here’s what you need to know about these expenses and the ac...

What Will My Closing Costs Be?

If you’re wondering “What are the average closing costs in my area?” or “What will my closing costs be?” you're not alone. These costs can significantly affect how much you need to save in addition to...

How Much Down Payment Do I Need?

Thinking about buying a house? One of the top questions is “How much down payment do I need?” While traditional thinking is that you need 20% of the estimated value of the home you intend to buy to...

Connect with America’s Lending Experts today!

Whether you’re buying a home or ready to refinance, our professionals can help.