How to Find the Best Starter Home in WA

January 24, 2020
Last updated:
April 20, 2022
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Buying a home in WA is one of the most common goals and aspirations among Americans, and for good reason. Homeownership is part of the “American dream” that so many people aspire for. Not only can owning real estate offer a place to call home, but it can also be a great way to build wealth over time.

The longer you hold onto your home, the more it will appreciate over time. That, coupled with your timely mortgage payments, can help you build equity in the home, which is the value of the property that you actually own. Over time, you can use that equity to tap into if you ever need to, or you can simply allow it to continue to grow as you build wealth over the long haul.

But finding that first home can be a bit of a challenge, especially since you’re new to the real estate game. Whether you’re looking to buy in Seattle, Tacoma, Kirkland, or Bellevue, finding the right home to start off your real estate ownership journey can be a daunting task.

But it doesn’t have to be. Read on to find out how finding your starter home can be made easy when you team up with the right professionals along the way.

How Can You Make Finding Your Washington Starter Home Easy?

Thanks to the internet, searching for a new home has been made much easier for prospective homebuyers. Simply log on to your computer or peruse the net via your mobile device, and all listings that are marketed online can be quickly found in a matter of seconds. Just type in your search parameters, and you’ll be flooded with all sorts of home listings in the area you’re looking in, be it Seattle, Federal Way, or Lakewood, among others.

There are so many different angles that are involved in buying a starter home in Washington that it can be overwhelming even for the most experienced home buyer. But it doesn’t have to be when you team up with the right real estate professional and mortgage specialist.

Sammamish Mortgage has already been in the mortgage business since 1992, lending to homebuyers all over Washington State and the Pacific Northwest as a whole.

Sammamish Mortgage is ready to help anyone searching for a new home and needing a mortgage to finance it.

WA State Mortgage Rates

Home Search and Mortgage Application and Approval

Once you’ve chosen the home of your dreams, you’ll also be given the option to get pre-approved for a mortgage in Washington State with Sammamish Mortgage. Getting pre-approved will help you determine whether or not you’ll be able to afford the home you’ve picked and will be able to secure a mortgage.

To get the process started, simply click “Apply” on the Sammamish Mortgage website to quickly and easily apply for a home loan online by completing your profile. Based on all the information that you provide, Sammamish Mortgage will be able to see what you may be able to afford in a home purchase.

You’ll be provided with personalized interest rates and will be able to compare loan products that you may be eligible for. Then, you can upload all necessary documents – such as bank statements, a letter of employment, or pay stubs – all from the convenience of your home. If you are approved, the professionals at Sammamish Mortgage will support you throughout the entire mortgage process from application to final approval.

Securing a Mortgage in WA

Finding a starter home and securing a mortgage has never been easier. No matter where you’re looking for a home – be it in Seattle, Bellevue, Kirkland, or any other city in Washington State – your search starts with Sammamish Mortgage.

Get an Instant Mortgage Rate Quote

Need a Mortgage?

Sammamish Mortgage is a local mortgage company serving the broader Pacific Northwest region, including Washington state, Idaho, Colorado, and Oregon. We are proud to offer a wide variety of mortgage programs and products with flexible qualification criteria, and have been doing so since 1992. Please contact us if you have any questions or are ready to apply for a home loan.

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