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Today’s Mortgage Rates in Washington

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Washington residents.

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Mortgage Lenders in Washington State Since 1992

If you want to buy a home in Washington State, you’re in the right place. Sammamish Mortgage can help you fulfill your dreams of home ownership by walking you through the loan application process from start to finish.

Washington Mortgage Rates

Mortgage rates in Washington can vary widely depending on:

  • The mortgage lender you choose
  • Current interest rates
  • The amount of your down payment
  • Your credit score
  • The type of loan you are applying for
  • Additional fees and closing costs

To get the best mortgage rate, look for a lender who is transparent about their fees and employs salaried Loan Officers instead of commissioned LOs. This helps home buyers get the best loans for their specific situations, not the biggest loans.

Washington Home Loan Programs

There are many different types of real estate loans available for Washington borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

Ready to get pre approved? Begin your loan application online today.

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Whether you’re buying a home or ready to refinance, our professionals can help.

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