Home Buyers

In 2026, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2026, if you're planning to buy or refinance a home. So let's take a closer look at these trends and what they might mean for borrowers in 2026.'

Many Washington home buyers overestimate how much they need for a down payment. This guide explains the most common mortgage down payment myths, what counts as acceptable funds, and which other upfront costs to plan for.'

Will 2026 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon. '

A closer look at how lower mortgage rates could affect Seattle housing affordability, and what buyers should watch beyond rates alone.'

Federal housing officials recently announced that they would be increasing the conforming loan limits in 2026 for most counties across the U.S. Here in the Seattle metro area, the 2026 conforming loan limit will be set at $1,063,750. Home buyers in Seattle who need to borrow more than this limit can do so as long as they have the income to support it. When you borrow more than the conforming loan limit for your particular county, it's considered a "jumbo" loan.'

Lower mortgage rates can influence Washington home sales in more than one way. This article explains how rate changes can affect affordability, buyer demand, seller behavior, and housing inventory across the state.'