California Mortgage Insurance Explained for Borrowers September 28, 2023
In California, mortgage insurance is often required when a home buyer makes a small down payment. A smaller down payment results in a higher loan-to-value ratio, which can require the borrower to pay mortgage insurance. This article is an educational resource for California home buyers and homeowners who have questions about this subject. Below, we have answered some of the most common questions relating to mortgage insurance in California, including costs, requirements, and other key topics.'
Read more Do First-Time Buyers in Washington Have to Pay Mortgage Insurance? April 27, 2022
First-time home buyers in Washington tend to have a lot of questions about mortgage insurance. In this article, we’ll answer some of the more pressing inquiries, including whether first-time buyers in Washington need to pay mortgage insurance. '
Read more Oregon Private Mortgage Insurance: Answers to Common Questions September 21, 2021
Oregon home buyers and mortgage shoppers tend to have a lot of questions about private mortgage insurance, or PMI. And rightfully so. PMI can affect the size of your monthly payments, as well as your overall borrowing costs. '
Read more 20% Down Payment Versus Mortgage Insurance in WA November 24, 2021
A down payment is a necessary part of a mortgage, but it can be tough to come up with a sizable amount. That said, if you can manage to save up 20% as a down payment, you can avoid paying…'
Read more Get Rid of FHA Mortgage Insurance Without Refinancing December 17, 2021
You may be able to get rid of that expensive mortgage insurance without refinancing if your loan is in good standing, and it was opened before June 2013, among other requirements.'
Read more 3 Reasons Why the Cost of Title Insurance is Worth the Investment September 10, 2021
Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.'
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