California Mortgage Rates

Live custom mortgage rates and costs in seconds! – No email, Social Security Number or Personal Information is required. Serving home buyers in Los Angeles, San Diego, San Francisco, Sacramento, and all other California cities.

Your Best Rates Here

$ 3,792
The monthly payment shown is principal and interest only and doesn’t include property taxes and homeowners insurance.
/mo
6.500%
6.762%
2.302
$0
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$ 3,942
The monthly payment shown is principal and interest only and doesn’t include property taxes and homeowners insurance.
/mo
6.875%
7.013%
1.004
$0
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$ 4,093
The monthly payment shown is principal and interest only and doesn’t include property taxes and homeowners insurance.
/mo
7.250%
7.293%
0.030
$0
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Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Live Mortgage Rate Quote Tool – Live Rates 24/7 

Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.

Current Mortgage Rates for California

With a median home value of approximately $741,789 as of August 2023. If you’re planning to obtain financing, and you’re considering buying a home in the California market, Sammamish Mortgage can be of assistance. Sammamish Mortgage has been serving customers for over 30 years and provides highly competitive mortgage rates for homes. If you’d like to learn more, contact Sammamish Mortgage today and we can get you a current mortgage rate quote right away.

Use Our Convenient Rate Quote Software

Our team of specialists can provide you with the sort of counsel you need to reduce your rate and minimize your monthly payment obligation. What’s more, interested persons can take advantage of our convenient rate quote software and generate an instant rate quote. To use our system, you will simply need to provide us with a few pieces of information, including certain details about your financial situation and your desired property.

  • Closing Costs include everything except prepaid items which include property taxes, homeowner’s insurance and daily interest
  • The payment shown DOES NOT include taxes or insurance.
  • PMI is required on loan to values over 80% except on VA loans.
  • Accurate Rates and Costs in Seconds– Our rate quote tool provides transparent California mortgage rates and closing costs instantly with no personal information including email required.
  • What is Included in the Closing Costs Quoted – Our rate quote tool includes all lender AND third-party fees in the closing costs shown. This includes appraisal, title insurance, county recording, etc. The only things not included in the costs shown are your prepaid items which include property taxes, homeowner’s insurance and daily interest.
  • Detailed Cost Breakdown – Want a breakdown of the closing costs? Click on the view tab under details and you will see the individual costs broken up.
  • Transparency – With all of your options shown in one spot you can select the best mortgage rate and cost option that fits your specific needs. Unsure of which option is best for you? Our experienced Loan Officers can help guide you.
  • How Long Does the Process Take? – We routinely close purchase transactions in less than 30 days and in some cases much faster.
  • Need a longer lock? We offer locks as long as 180 days.
  • Putting less than 20% down? Reduced PMI options available with as little as 3% down.

Rates Depend on Multiple Factors

Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.

Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.

Rate quote isn’t what you expected?

If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 30 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO and CA. If you’re looking to buy a home in one of these states, we can help!

Our Reviews

Darci E.
September 20, 2023
They were awesome !! Always answered my questions and kept me updated on progress. Both Stacey and Trevor were great!
Sherry B.
September 17, 2023
It was a very stressful time in my life. Sammamish Mortgage made the transition smooth!
Meghan M.
September 12, 2023
Everyone involved was excellent. Chris Lewis and Barb Kite were so professional and went above and beyond to assist us in closing early. Wonderful hard working people.
Juliah H.
September 7, 2023
The experience was exceptional, from beginning to end. All the questions we had were answered promptly and clearly. Working with Ryan Shane made our experience less stressful. I would recommend the mortgage company to my family and friends. Thank you!
Oriana Xin W.
September 7, 2023
Fantastic experience! We found the best rates with Sammamish and the fact that there were no origination fees made this a no-brainer. I only wish I found Sammamish Mortgage sooner!
Oriana Wen
September 6, 2023
Fantastic experience! We found the best rates with Sammamish and the fact that there were no origination fees made this a no-brainer. Plus, we were able to close early because of how efficiently they worked. I only wish I found Sammamish Mortgage sooner!
Sofia L.
August 30, 2023
Everyone I worked with at Sammamish was helpful and so kind! They explained and walked me through the entire process!

Sammamish Mortgage Can Help You with a Rate Quote

Get a personalized instant mortgage quote online in minutes today!
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We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO & CA. If you’re looking to buy a home in one of these states, we can help!

  • Sammamish Mortgage No Cost Program
  • Live Real-Time Custom Rates and Costs
  • Low Mortgage Rate Quotes and Fees
  • Detailed Cost Breakdown
  • On Time Closing
  • Transparency In All We Do
  • Unparalleled Reputation
  • Communication Is Key
  • Reduced Monthly PMI
  • Fast Appraisals
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Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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