Today’s Mortgage Rates in Meridian

Today’s mortgage and refinance rates plus current home buying and refinance advice for Meridian residents
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Your Path to Homeownership in Meridian Begins Here, with Expert Mortgage Support Since 1992

As you set your sights on homeownership in Meridian, allow us to be your trusted guide. For over three decades, Sammamish Mortgage has been at the forefront of helping Meridian’s residents fulfill their dreams of owning a home. From the family-friendly neighborhoods to the scenic beauty of nearby natural reserves, we’re deeply familiar with Meridian’s unique qualities and are here to assist you through every stage of the mortgage process.

Navigating Mortgage Rates in Meridian

Stepping into Meridian’s welcoming real estate market? It’s important to recognize that mortgage rates in our vibrant community can vary based on:

  • The mortgage lender you choose
  • The prevailing interest rates
  • Your down payment amount
  • Your credit history
  • The type of mortgage you select
  • Incurred fees and overall closing costs

Meridian’s Dedicated Mortgage Advisors

The key to obtaining the best mortgage rate in Meridian lies in partnering with a lender who values transparency and integrity. At Sammamish Mortgage, our Loan Officers are salaried professionals, focused on providing you with straightforward, customized advice without the influence of commission-based pressures.

The Housing Diversity in Meridian

Meridian boasts a variety of housing options, from modern developments with all the amenities to quiet, suburban cul-de-sacs. It’s a city that offers something for everyone, whether you’re a first-time buyer or looking to upgrade your living situation.

Comprehensive Home Loan Programs in Meridian

Our broad spectrum of loan programs in Meridian is designed to accommodate the diverse needs of its homebuyers. Whether you’re entering the market for the first time or are interested in refinancing, we have the right solution tailored to your needs.

Meridian Mortgage Lenders

Want the best mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency.  This helps ensure the loan you get is right for you, not just the biggest one you qualify for.


Meridian Home Loan Programs

Meridian borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:

30-year fixed rate loans

30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.

VA loans

Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.

FHA loans

If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.

Jumbo loans

Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.

Other Cities We Service in Idaho:

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Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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