Today’s Mortgage Rates in Nampa

Today’s mortgage and refinance rates plus current home buying and refinance advice for Nampa residents
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Begin Your Home buying Journey in Nampa, ID with a Trusted Mortgage Expert

Step into the Nampa real estate market with Sammamish Mortgage, your reliable partner in home financing for over three decades. Nampa, with its rich agricultural roots and vibrant cultural scene, offers a unique blend of small-town charm and expanding urban amenities. Our extensive experience in the area ensures we understand the specifics of Nampa’s market, allowing us to provide tailored guidance through each step of your mortgage process.

Understanding Mortgage Rates in Nampa

Navigating the home buying landscape in Nampa? It’s essential to know that mortgage rates here can be influenced by multiple factors:

  • Your chosen mortgage lender
  • Fluctuating interest rates
  • The amount of your down payment
  • Your credit score
  • The specific mortgage product you select
  • Related fees and the total cost at closing

Nampa’s Dedicated Mortgage Professionals

To secure the most beneficial mortgage rate in Nampa, it’s important to choose a lender that stands for honesty and transparency. Our Loan Officers at Sammamish Mortgage are salaried experts, dedicated to providing personalized, straightforward advice without any sales pressure, focusing purely on your needs.

Exploring Housing in Nampa

Nampa’s housing market is as diverse as its people, offering everything from quaint, historic homes downtown to modern new builds in suburban developments. There’s something for every taste and budget, ensuring you find a home that’s just right.

Tailored Home Loan Programs in Nampa

Our extensive selection of loan programs is specifically designed to meet the varied needs of Nampa’s homebuyers. Whether you’re buying your first home or seeking to refinance, we have the expertise and resources to provide the ideal lending solutions.

Nampa Mortgage Lenders

Want the best mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency.  This helps ensure the loan you get is right for you, not just the biggest one you qualify for.


Nampa Home Loan Programs

Nampa borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:

30-year fixed rate loans

30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.

VA loans

Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.

FHA loans

If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.

Jumbo loans

Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.

Other Cities We Service in Idaho:

200+ cities
View Live Rates in Nampa

Live mortgage rates and costs in seconds!

View Live Rates

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

Subscribe to our newsletter