Home Loans for Medical Professionals

Doctors With Massive Student Loan Debt Can Still Buy a House Thanks to Home Loans for Medical Professionals. Get Approved for as Low as $0 Down & Up to 100% LTV.

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Medical Professional Mortgage Loan Programs

Medical practitioners graduate with a significant amount of student loan debt, which can make it difficult to qualify for a home loan. A healthcare workers home buying program can mean that student loans or limited savings don’t have to stand in the way of home ownership.

Who qualifies for a healthcare worker mortgage?

If you are currently practicing medicine in one of the following functions, or will be practicing within 90 days of loan closing, you may qualify for mortgage programs for healthcare workers:

  • Doctors of Chiropractic (DC)
  • Doctors of Dental Medicine (DMD)
  • Doctors of Dental Surgery (DDS)
  • Doctors of Ophthalmology (MD)
  • Doctors of Optometry (OD)
  • Doctors of Osteopathy (DO)
  • Doctors of Pharmacy (PharmD)
  • Doctors of Podiatric Medicine (DPM)
  • Doctors of Psychiatric Medicine (DPM)
  • Doctors of Surgery (DCH)
  • Doctors of Veterinarian Medicine (DVM)
  • Medical Doctors (MD)
  • Medical fellows
  • Medical residents

Healthcare worker & resident physician mortgage benefits

Our healthcare worker mortgage program also applies to resident physician loans, offering:

  • Loan amounts up to $1,100,000
  • Loan-to-value ratios up to 95% for loan amounts up to 1,500,000*
  • No mortgage insurance options available
  • Program includes 3/6 ARM, 5/6 ARM, and 7/6 ARM options
  • Purchase and rate/term refinance eligibility
  • Low or no down payment required

Working with Sammamish Mortgage

At Sammamish Mortgage, we pledge to make home buying with a healthcare worker loan a quick and hassle-free experience. We currently lend in all of Washington State. For more information about medical professional loans, contact us today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
No lender fees or junk fees
In-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Underwritten Pre-approvals
Close in 3 weeks or less
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Apply
Mortgage Brokers
Sometimes
Rarely
No
Rarely
Sometimes
No
Sometimes
Rarely
Big Banks
No
Rarely
Rarely
Rarely
No
Sometimes
No
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
No
Rarely
Rarely
Rarely
Sammamish Mortgage vs. the Competition
Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
No lender fees or junk fees
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Our team of loan officers are on call 7 days a week
Sometimes
No
No
Underwritten Pre-approvals
No
Sometimes
Rarely
Close in 3 weeks or less
Sometimes
No
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely
Apply

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 373 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Isaac L.
April 16, 2024
I had a great experience! The staff was very friendly and walked me through the entire process, answering my questions as they arose. They were quick to respond and moved quickly through the closing process, which was accelerated for my home purchase.
Christopher J.
April 16, 2024
This is my third time using Sammamish Mortgage to secure a home loan. Theyre always professional, fast and provide a smooth process for the customer. Ryan (and team) go above and beyond to ensure you have the right information to make informed decisions to maximize your loan and reduce costs and interest rates.
Amy L.
April 13, 2024
First class! We had a complicated situation to close but Sandra and Jana worked diligently to close just a day late.
Tommy F.
April 12, 2024
They were very easy to work with and gave us the best loan rates available to us.
Lisa E.
April 5, 2024
Very positive. Good communication. User friendly website.
Stelina S.
April 4, 2024
I enjoyed working with Sandra and Barb. They were kind, friendly and responsive.
Brian Cohen
March 27, 2024
I shopped around and found Sammamish to offer great rates with complete transparency. Throughout the process, I only spoke to two people (Nick and Tonya), which kept communication simple. Nick and Tonya were easy to reach and answered my questions clearly and enthusiastically. The best part of working with Sammamish was their speed. They were super fast, ready to close quickly. It was an excellent experience all around.

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