Medical practitioners graduate with a significant amount of student loan debt, which can make it difficult to qualify for a home loan. A healthcare workers home buying program can mean that student loans or limited savings don’t have to stand in the way of home ownership.
Who qualifies for a healthcare worker mortgage?
If you are currently practicing medicine in one of the following functions, or will be practicing within 90 days of loan closing, you may qualify for mortgage programs for healthcare workers:
Our healthcare worker mortgage program also applies to resident physician loans, offering:
Loan amounts up to $1,100,000
Loan-to-value ratios up to 95% for loan amounts up to 1,500,000*
No mortgage insurance options available
Program includes 3/6 ARM, 5/6 ARM, and 7/6 ARM options
Purchase and rate/term refinance eligibility
Low or no down payment required
Working with Sammamish Mortgage
At Sammamish Mortgage, we pledge to make home buying with a healthcare worker loan a quick and hassle-free experience. We currently lend in all of Washington State. For more information about medical professional loans, contact us today.
A+ Rating with Better Business Bureau
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:
Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!
We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.
Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.
Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.
The Sammamish Mortgage Difference
Innovative programs and strategies you need to get offers accepted in today’s competitive house market.
Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
No lender fees, big Loan Officer commissions or junk fees
No outsourcing with in-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
The team at Sammamish is skilled and knowledgeable. They are also very efficient. Every step of the process went smoothly and quickly. And, perhaps more important, the process was completely transparent. There were no surprises along the route, with everything at closing looking just like promised.
November 22, 2022
Great! Ryan was always quick to respond with straightforward and easy to understand explanations and clear next steps to take, which was the most important aspect for us. Also able to match the best rates we'd been seeing.
October 30, 2022
We had a fantastic experience with Sammamish Mortgage. Sandra and her team were quick to respond to questions and inquiries throughout the home-buying process, and they were very transparent with their rates, which we appreciated. This was our first time buying a home and we were able to close ahead of schedule. Our realtor was very impressed with them as well. I wholeheartedly recommend Sammamish Mortgage--A+ in customer service, rates, and friendliness!
October 30, 2022
Our experience was incredibly smooth and efficient! We enjoyed working with your company and will reach out again for future purchases. Thank you!
October 23, 2022
We recently purchased a home in Washington and chose Sammamish Mortgage as our lender. The whole process from quote thru closing was great. Our loan originator Steve and loan processor Stacey were very easy to work with and kept us updated every step of the way. They were able to support our closing timeline of 3 weeks easily. Great people and great company!
October 4, 2022
I really appreciated the time that Ryan, Suzanne and the whole team took with me to go through my options, how the lending process worked, and to make sure I was comfortable and confident with my choices as a first-time homebuyer. Their service was really above and beyond.
September 29, 2022
Nick from Samamish mortgage gave us the best rate without any of the negotiation required by other lenders. It was a pleasure working with Jana as they promptly addressed issues ensuring we closed on time! Would highly recommend this company to others.