Medical practitioners graduate with a significant amount of student loan debt, which can make it difficult to qualify for a home loan. A healthcare workers home buying program can mean that student loans or limited savings don’t have to stand in the way of home ownership.
Who qualifies for a healthcare worker mortgage?
If you are currently practicing medicine in one of the following functions, or will be practicing within 90 days of loan closing, you may qualify for mortgage programs for healthcare workers:
Our healthcare worker mortgage program also applies to resident physician loans, offering:
Loan amounts up to $1,100,000
Loan-to-value ratios up to 95% for loan amounts up to 1,500,000*
No mortgage insurance options available
Program includes 3/6 ARM, 5/6 ARM, and 7/6 ARM options
Purchase and rate/term refinance eligibility
Low or no down payment required
Working with Sammamish Mortgage
At Sammamish Mortgage, we pledge to make home buying with a healthcare worker loan a quick and hassle-free experience. We currently lend in all of Washington State. For more information about medical professional loans, contact us today.
A+ Rating with Better Business Bureau
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:
Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!
We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.
Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.
Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.
The Sammamish Mortgage Difference
Innovative programs and strategies you need to get offers accepted in today’s competitive house market.
Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
No lender fees, big Loan Officer commissions or junk fees
No outsourcing with in-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Trevor Nick and Jana were all great
Thanks for getting it done on a compressed timeline. Only reason we got this house was because of you
September 26, 2023
Very easy, friendly, knowledgeable and communicative. I really enjoyed work with Chris and Jana, they were very thorough and made the process easy. I appreciate that they were very real and I never felt pressured. Everything was laid out so there werent any hidden surprises which I appreciate. Thanks for making it so easy!
September 20, 2023
They were awesome !! Always answered my questions and kept me updated on progress. Both Stacey and Trevor were great!
September 17, 2023
It was a very stressful time in my life. Sammamish Mortgage made the transition smooth!
September 12, 2023
Everyone involved was excellent. Chris Lewis and Barb Kite were so professional and went above and beyond to assist us in closing early. Wonderful hard working people.
September 7, 2023
The experience was exceptional, from beginning to end. All the questions we had were answered promptly and clearly. Working with Ryan Shane made our experience less stressful. I would recommend the mortgage company to my family and friends. Thank you!
Oriana Xin W.
September 7, 2023
Fantastic experience! We found the best rates with Sammamish and the fact that there were no origination fees made this a no-brainer. I only wish I found Sammamish Mortgage sooner!