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The Everett, WA housing market showed signs of cooling over the past year, with prices softening and homes taking a bit longer to sell as inventory gently increased.
Looking ahead to 2026, prices are expected to stabilize or rise modestly as mortgage rates ease and buyer demand remains steady, leading to a more balanced market with opportunities for both buyers and sellers.
The Everett housing market is anticipated to experience modest price gains or stabilization in 2026 after a period of price softness and shifting buyer behavior.
As mentioned, home prices declined year-over year. Further, homes were taking longer to sell compared with the previous year, signaling a cooling market. According to RedFin, homes took an average of 39 days to sell, an increase of 9 days from the same time last year.
However, broader regional forecasts point toward a more balanced market next year. Major housing outlooks — including those from the National Association of Realtors and Zillow — suggest home sales could increase and prices may rise modestly, with forecasts around 3–4% or more in many areas as mortgage rates ease and buyer demand strengthens somewhat.
In Everett, this likely translates to steady or gently upward home price movement rather than sharp declines or major surges. Buyers may find more options and negotiating room, while sellers of well-priced homes should still see interest in 2026.
While Everett has plenty to offer on its own, the city also benefits from its close proximity to the Seattle Metro Area. The population of the broader metro area has risen steadily in recent years, bringing more home buyers into the real estate market and boosting home prices.
Seattle is very high up on the list for population growth among the nation’s 50 largest cities. This is partly why nearby cities like Tacoma and Everett have such strong real estate forecasts for 2026.
Here’s some good news for Everett home buyers and mortgage shoppers. In 2026, FHA and conforming loan limits are higher than they were in 2025. Federal housing officials made these changes in response to the significant home-price gains that occurred during 2025.
In 2026, the loan limit for a single-family property in Everett (Snohomish County) is $1,063,750. This applies to conventional and FHA-insured home loans. For VA loans, loan limits have been eliminated, except for those who already have more than one VA loan or who have defaulted on a loan in the past.
Here is another trend and forecast that is affecting the Everett, Washington real estate market in 2026: mortgag erates are on the decline.
Right now, mortgage rates for a 30-year fixed-rate mortgage is currently at 6.15%. The Mortgage Bankers Association (MBA) expects rates to dip to around 6% or even lower by the end of 2026.
With rising home prices and decreasing interest rates, home buyers considering a purchase might want to move sooner rather than later. Postponing a purchase until later in 2026 could result in higher housing costs.
Disclaimer: This article includes forecasts and predictions for the Everett, Washington real estate market in 2026. Data and projections were provided by third parties not associated with our company. We have compiled them here as an educational service to our readers.
Is buying a home in Everett, WA on your radar for 2026? If so, get your mortgage with Sammamish Mortgage! We are a local, family-owned company based in Bellevue, WA and currently lend in all of Washington, Oregon, Idaho, Colorado, and California. We have been offering a number of mortgage programs for you to choose from since 1992. Visit our website to get an instant rate quote or to estimate your loan costs using our mortgage calculator. Please contact us if you have mortgage-related questions or to get pre-approved.
Whether you’re buying a home or ready to refinance, our professionals can help.
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