Today’s Mortgage Rates in Fresno

Are you considering purchasing a house in Fresno? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal Fresno home.
Fresno
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Fresno Home buying Simplified with Expert Mortgage Support Since 1992

Begin your journey to homeownership in Fresno with a guiding hand that has led many to their dream homes for over three decades. At Sammamish Mortgage, we’re deeply familiar with Fresno’s diverse appeal, from the agricultural richness of the Central Valley to the cultural vibrancy of the Tower District. Our commitment is to simplify the mortgage process for you, providing clear, comprehensive support every step of the way.

Key Factors Influencing Mortgage Rates in Fresno

As you delve into Fresno’s welcoming real estate market, remember that mortgage rates can be affected by several critical factors:

  • The lender you decide to work with
  • The current landscape of interest rates
  • How much you can put down upfront
  • Your credit score
  • The type of mortgage you’re considering
  • Associated fees and the total cost at closing

Your Trustworthy Mortgage Professionals in Fresno

Securing a favorable mortgage in Fresno means choosing a lender who puts your interests first. Our Loan Officers at Sammamish Mortgage are dedicated to providing advice based on salary, not commission, ensuring that you get recommendations that genuinely match your needs.

Discovering Fresno’s Housing Options

Fresno offers a variety of housing opportunities, from suburban homes perfect for families to urban living spaces for those who love city life. Whatever your preference, Fresno’s housing market is diverse enough to provide something that feels like home.

Tailored Home Loan Programs in Fresno

Matching the variety of its residents, Fresno benefits from our wide selection of loan programs designed to meet every homebuyer’s unique needs. Whether it’s your first time buying a home or you’re interested in refinancing options, we have the solutions to support your goals.

Fresno Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.

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Home Loan Programs

Fresno borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

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