Today’s Mortgage Rates in San Francisco

Are you considering purchasing a house in San Francisco? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal San Francisco home.
San Francisco
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Expert Mortgage Solutions for Your San Francisco Home buying Adventure Since 1992

Embark on your San Francisco home buying journey with a partner that has been guiding individuals and families for over thirty years. Sammamish Mortgage understands the ins and outs of the unique San Francisco market, from the iconic Golden Gate Bridge to the vibrant neighborhoods of the Mission District. Our depth of local knowledge and commitment to guiding you through the mortgage process make us your ideal partner in securing your dream home in the City by the Bay.

Understanding Mortgage Rates in San Francisco

Entering San Francisco’s dynamic real estate market? It’s critical to know that mortgage rates in this storied city are influenced by a variety of factors:

  • The mortgage lender you select
  • Current market interest rates
  • The size of your down payment
  • Your credit score
  • The mortgage product you choose
  • Additional fees and eventual closing costs

San Francisco’s Trusted Mortgage Advisors

To secure the most favorable mortgage rate in San Francisco, partnering with a lender who values transparency is essential. Our Loan Officers at Sammamish Mortgage are dedicated to your best interest, offering salaried-based advice to ensure you receive recommendations that are tailored to your unique situation, without the push for larger loans.

San Francisco’s Housing Market

San Francisco’s real estate landscape offers everything from charming Victorian homes in historic neighborhoods to sleek, modern condos in the heart of the city. The diverse housing options cater to a wide array of tastes and lifestyles, ensuring you find the perfect place to call home.

Customized Home Loan Programs in San Francisco

Our extensive selection of loan programs is designed to meet the varied needs of San Francisco homebuyers. Whether you’re a first-time buyer or are considering refinancing, we’re equipped with the perfect solution to meet your needs.

San Francisco Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.


Home Loan Programs

San Francisco borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

Other Cities We Service in California:

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