Today’s Mortgage Rates in San Diego

Are you considering purchasing a house in San Diego? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal San Diego home.
San Diego
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Your Dream Home in San Diego with Leading Mortgage Experts Since 1992

Embark on your home buying journey in San Diego with a trusted navigator by your side. Sammamish Mortgage has been guiding San Diego’s aspiring homeowners towards achieving their dreams for over three decades. From the sun-kissed beaches of La Jolla to the historic charm of the Gaslamp Quarter, we have the local knowledge and expertise to support you through the mortgage process from start to finish.

Current Mortgage Rates in San Diego

Considering stepping into San Diego’s diverse real estate market? Keep in mind that mortgage rates in our vibrant city can change due to several key factors:

  • The mortgage lender you choose
  • The current state of interest rates
  • The size of your down payment
  • Your credit score
  • The type of mortgage you select
  • Fees and closing costs

San Diego’s Trusted Mortgage Advisors

To lock in the most favorable mortgage rate in San Diego, partnering with a transparent lender is essential. Our Loan Officers at Sammamish Mortgage are committed to your interests, offering salaried-based advice to ensure you receive recommendations best suited to your unique needs, free from the push towards bigger loans.

The Housing Landscape in San Diego

San Diego’s housing market offers everything from beachfront properties to urban lofts, reflecting the city’s broad appeal and sunny disposition.

Comprehensive Home Loan Programs in San Diego

Our range of loan programs in San Diego is as diverse as the city itself, designed to meet the unique needs of its wide array of homebuyers. Whether you’re a newcomer to the housing market or looking to refinance your current home, we’re equipped with the ideal solution for you.

San Diego Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.


Home Loan Programs

San Diego borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

Other Cities We Service in California:

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