* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Broomfield is a dynamic city that offers the perfect balance of suburban serenity and urban convenience. With easy access to both Denver and Boulder, top-rated schools, and abundant parks and trails, Broomfield is an ideal location for professionals, families, and retirees alike. If you’re planning to settle in this fast-growing community, we’re here to help you secure the right mortgage to make it happen.
Your mortgage rate is affected by a number of factors, including:
Broader economic conditions and interest rate trends
Your credit score and debt-to-income ratio
Type of mortgage and loan term
Size of your down payment
Fees and closing costs included in the loan
At Sammamish Mortgage, we simplify the process by clearly explaining how these factors apply to your unique situation—and helping you lock in a great rate.
With more than 30 years of experience in the mortgage industry, Sammamish Mortgage is trusted by homebuyers across Colorado and the Northwest. We pride ourselves on fast responses, transparent advice, and a smooth loan experience from pre-approval to closing.
Broomfield’s real estate market includes everything from modern townhomes to executive homes in planned communities. Its central location, growing amenities, and strong job market make it one of the most appealing areas along the Front Range.
To get a great mortgage rate, you need an honest, reputable mortgage lender. Look for mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.
When it comes to real estate, Broomfield borrowers have access to many different types of home mortgage options.
Getting a 30-year fixed-rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.
If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.
Low-income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.
If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.
A mortgage in Colorado is a home loan that allows you to purchase or refinance property while using the property as collateral.
On average, closing takes about 30 to 45 days, though some lenders can close faster.
Yes, most lenders include property taxes and homeowner’s insurance in your monthly payment.
Mortgage rates vary daily based on the economy and your financial profile, but Colorado rates generally align with national averages.
Yes, veterans and active-duty military can use VA loans with no down payment and no mortgage insurance.
Yes, USDA loans are available in designated rural areas of Colorado for low- to moderate-income buyers.
To get pre-approved, you’ll need to submit income, asset, debt, and credit information to a lender for review.
Generally speaking, you need pay stubs, tax returns, bank statements, photo ID, and information about your assets and debts.
While not required by lenders, home inspections are highly recommended to protect buyers from hidden issues.
Yes, private mortgage insurance (PMI) is required if you put less than 20% down on a conventional loan. It’s also needed with FHA loans, regardless of the down payment amount.
Yes, lenders may charge origination fees, underwriting fees, and other costs that vary by institution. That said, some lender fees are much lower than others. Sammamish Mortgage, for instance, only charges $1 lender fees.
Yes, homeowners can borrow against home equity through cash-out refinancing, subject to lender approval.
Sammamish Mortgage makes an ideal choice for Colorado borrowers for several reasons, including $1 lender fees, competitive rates, in-house underwriting, and hundreds of positive client testimonials.
Whether you’re buying a home or ready to refinance, our professionals can help.
{hours_open} - {hours_closed} Pacific
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
