Today’s Mortgage Rates in Fort Collins

Check out this blog post for today’s mortgage and refinance rates plus current home buying and refinance advice for Fort Collins residents.
Fort Collins
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Navigate Your Fort Collins Home buying Experience with Proven Mortgage Experts Since 1992

Embark on your journey to homeownership in Fort Collins with a trusted guide. Sammamish Mortgage has been supporting buyers in Fort Collins for over three decades, helping them to understand and navigate the mortgage process effectively. Known for its vibrant college town atmosphere and natural beauty, Fort Collins offers an inviting blend of cultural richness and outdoor activities. Our team is deeply familiar with the local housing market and dedicated to providing you with detailed, personalized mortgage guidance.

Key Insights on Mortgage Rates in Fort Collins

As you prepare to delve into Fort Collins’ lively real estate market, be aware that mortgage rates are influenced by various factors:

  • The mortgage lender you choose
  • Prevailing interest rates
  • Your down payment size
  • Your credit standing
  • The type of mortgage you desire
  • Fees and the final closing costs

Dedicated Mortgage Professionals in Fort Collins

Achieving a favorable mortgage rate in Fort Collins requires partnering with a lender that focuses on transparency and your best interests. At Sammamish Mortgage, our Loan Officers are salaried and motivated by your satisfaction, providing straightforward and customized advice to suit your financial situation.

Fort Collins’ Housing Landscape

Fort Collins offers a diverse range of housing options, from quaint historic homes in Old Town to modern developments around the city. Its housing market caters to a variety of lifestyles, making it easy for every homebuyer to find their ideal home.

Tailored Home Loan Programs in Fort Collins

Our comprehensive range of loan programs in Fort Collins is designed to meet the specific needs of its residents. Whether you are a first-time buyer, a growing family needing more space, or looking to refinance, we provide solutions that are customized to your needs.

Fort Collins Mortgage Lenders

To get the best mortgage rate you need an honest, reputable mortgage lender. Look for a mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.


Fort Collins Home Loan Programs

When it comes to real estate, Fort Collins borrowers have access to many different types of home mortgage options.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

Other Cities We Service in Colorado:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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