* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Located southeast of Denver, Parker offers a perfect blend of small-town charm and modern amenities. Known for its family-friendly atmosphere, excellent schools, and abundant parks and trails, Parker is an ideal place for families, professionals, and retirees alike. The town’s historic downtown area features unique shops, dining options, and community events, fostering a strong sense of community.
Mortgage rates in Parker, like in the rest of Colorado, can fluctuate based on market conditions, loan type, credit score, and other financial factors. Whether you’re interested in a fixed-rate loan or exploring refinance options, our team at Sammamish Mortgage stays on top of rate trends to help you secure a competitive option. We’ll work with you to find the right rate and loan program tailored to your goals.
Parker continues to be a popular choice for homebuyers thanks to its strong community vibe, excellent schools, and proximity to Denver. The housing market features a mix of new construction, established neighborhoods, and spacious suburban homes. While home prices and availability can shift with demand, Parker remains a sought-after location for both first-time buyers and seasoned homeowners looking to settle in a vibrant, well-planned city.
With over 30 years of experience in the mortgage industry, Sammamish Mortgage is committed to providing transparent, efficient, and personalized service. Our team of experts will guide you through every step of the mortgage process, ensuring you understand your options and make informed decisions. We leverage the latest technology to streamline the application process, making it as smooth and stress-free as possible.
To get a great mortgage rate, you need an honest, reputable mortgage lender. Look for mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.
When it comes to real estate, Parker borrowers have access to many different types of home mortgage options.
Getting a 30-year fixed-rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.
If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.
Low-income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.
If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.
A mortgage in Colorado is a home loan that allows you to purchase or refinance property while using the property as collateral.
On average, closing takes about 30 to 45 days, though some lenders can close faster.
Yes, most lenders include property taxes and homeowner’s insurance in your monthly payment.
Mortgage rates vary daily based on the economy and your financial profile, but Colorado rates generally align with national averages.
Yes, veterans and active-duty military can use VA loans with no down payment and no mortgage insurance.
Yes, USDA loans are available in designated rural areas of Colorado for low- to moderate-income buyers.
To get pre-approved, you’ll need to submit income, asset, debt, and credit information to a lender for review.
Generally speaking, you need pay stubs, tax returns, bank statements, photo ID, and information about your assets and debts.
While not required by lenders, home inspections are highly recommended to protect buyers from hidden issues.
Yes, private mortgage insurance (PMI) is required if you put less than 20% down on a conventional loan. It’s also needed with FHA loans, regardless of the down payment amount.
Yes, lenders may charge origination fees, underwriting fees, and other costs that vary by institution. That said, some lender fees are much lower than others. Sammamish Mortgage, for instance, only charges $1 lender fees.
Yes, homeowners can borrow against home equity through cash-out refinancing, subject to lender approval.
Sammamish Mortgage makes an ideal choice for Colorado borrowers for several reasons, including $1 lender fees, competitive rates, in-house underwriting, and hundreds of positive client testimonials.
Whether you’re buying a home or ready to refinance, our professionals can help.
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