Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

Watch video

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 529 Reviews
4.9 167 Reviews
4.9 102 Reviews
4.6 115 Reviews
Britnee Patjens
March 3, 2026
Clint and Shelly made what felt overwhelming at first so smooth and manageable. They took the time to explain every step, answered all of my questions (no matter how small), and made sure my parents felt confident throughout the process. Their communication was clear, timely, and professional from start to finish. Im so grateful for their guidance in helping myself & my parents with the successful quick transaction.
Persio Solis
March 2, 2026
Flexible and reliable support: My wife and I worked with Nick and Tonya at Sammamish Mortgage for our first home purchase. As first-time home buyers, we had many questions about the process and every detail when it comes to money. Nick and Tonya kept frequent communication with us and educated us on the different rate and closing credit bundles, nuances of different loan types, and what line items in the loan estimate represent. Sammamish Mortgage was able to complete a 3-week closing which made our offer more attractive to the seller. Thanks Nick and Tonya for your support and guidance in this endeavor.
Keri Meyers
February 28, 2026
Working with Jessica Ebner at Sammamish Mortgage was a fantastic experience. From our first conversation to funding, she demonstrated exceptional knowledge, patience, and attention to detail. She was always quick to respond, proactive in communication, and made sure we understood every part of the process. Jessicas level of service truly stands out. She made us feel like a priority and guided us with confidence and care. We couldnt have asked for a better loan officer and will absolutely refer friends and family to her in the future.
David Meyers
February 27, 2026
I cannot possibly recommend Sammamish Mortgage enough! Jessica and Barb were complete pro's and if I ever need another mortgage again, I'll be calling them! Great to work with at every level! - Dave
Chris Roution
February 27, 2026
We had an outstanding experience with Sammamish Mortgage. From start to finish, the process was smooth, transparent, and incredibly well-managed. A special thank you to Nick Onstad-Hawes and Shelly Nguyen-Jefferson, both were responsive, knowledgeable, and proactive at every step. They took the time to explain options clearly, kept everything on track, and made what can often be a stressful process feel seamless.
Andrea W
February 17, 2026
Shout out to Jessica and Shelly for helping us naughty pie first home purchase. We got a little anxious in the middle of the process and I never once felt like I was being annoying or will with my questions.
Carissa Bowman
January 30, 2026
I found Sammamish Mortgage on Reddit and am so glad I did. Sandra started working on my loan application immediately. She was easy to contact and took time out of her day to explain things to me. I was pre approved faster than I expected! Shelly helped with the underwriting process and was so kind! Like Sandra, she was easy to speak with over the phone. The entire process was very organized and efficient. My APR and closing costs were lower than anywhere else! 10/10 recommendation for Sammamish Mortgage- especially Sandra and Shelly!!

More Online Tools That Matter

Icon

Get Started Today

Get Started by Sammamish Mortgage — no application fee, and no pressure to close.
Icon

Get a Free Rate Quote

Compare real-time rates and costs customized for your specific situation — no personal information required.
Icon

Refinance Calculator

Discover how much you can save or cash out by refinancing your mortgage, and what it will cost you to refinance today.
Icon

Mortgage Calculator

Plan for your future by estimating your home cost, interest rate, and monthly payment before you start househunting.

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

425-401-8787 Get Started
Subscribe to our newsletter