Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 496 Reviews
4.9 161 Reviews
4.9 100 Reviews
4.6 114 Reviews
Michael Saia
October 22, 2025
Sammamish Mortgage made the entire process fast, organized, and smooth. Their team communicated clearly every step of the way and made what can usually be a stressful experience feel effortless. Ive purchased a home before through a different company, and the difference was night and day. Sammamish was far more efficient, transparent, and professional. Everything moved quickly, documents were easy to understand, my documents were easy to upload, and any questions I had were answered right away. I truly felt like they cared about making things easy for me. Ill definitely be coming back to Sammamish Mortgage for any future home purchases or refinances. Highly recommend!
Joe Flack
October 13, 2025
We had a very positive experience with Sammamish Mortgage. In particular, the loan processor, Shawn, was outstanding in his ability to ensure a smooth transaction even through underwriting. He has a keen ability to integrate disparate financial events and present them coherently for underwriting. He made the entire loan origination process smooth and stress-free, keeping us informed every step of the way. Shawn and the loan officers with whom we interacted (Trevor and Jessica) were not only warm and respectful in our discussions but they also worked diligently and efficiently to originate the loan so that our home purchase could close on schedule.
Jon Cole
October 8, 2025
Amazing rates, great communication, very helpful employees.
Jessie Harrington
September 29, 2025
My partner and I bought our first home with Sammamish Mortgage. We worked with Jessica and Barb and couldnt have had a better experience. Both were very responsive, thorough and made sure we understood what was happening throughout the entire process. We will definitely be referring all of our family and friends here!!
Andrew
September 27, 2025
10/10 service. Communication has been excellent throughout the process. I had some unexpected circumstances arise at the last minute before closing, and the staff at Sammamish was nothing but understanding and gracious.
Josh Perez
September 16, 2025
They were super proactive with everything. We changed our closing date to early and they handled everythig flawlessly. Im a very persistent and proactive person and they were on top of everything and made sure I was aware of every step. Kimberly, Heidi, and the whole team are awesome.
Janet Smith
September 15, 2025
Team was professional, fast, and answered all my questions and concerns for a recent refinance. I recommend Sammamish Mortgage for your mortgage needs.

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