* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Initiate your home-purchasing journey in Aurora with a seasoned partner who understands the intricacies of the mortgage landscape. For over three decades, Sammamish Mortgage has been a trusted advisor in Aurora, helping residents navigate through the process of securing their ideal homes. Known for its family-friendly neighborhoods and extensive park systems, Aurora offers a thriving environment that we are expertly familiar with. We are committed to providing personalized and efficient mortgage support to each of our clients.
When you decide to enter Aurora’s diverse real estate market, it’s important to note that mortgage rates can fluctuate based on:
Securing a competitive mortgage rate in Aurora involves working with a lender who prioritizes your needs over all else. At Sammamish Mortgage, our Loan Officers are professionals, focused solely on providing you with accurate, unbiased advice that aligns with your financial objectives.
Aurora presents an array of housing options, from contemporary urban apartments to spacious single-family homes in serene subdivisions. The city’s broad real estate offerings cater to a wide spectrum of homebuyer preferences and lifestyles.
Our broad selection of loan programs is specially designed to accommodate the unique needs of Aurora’s homebuyers. Whether you are purchasing your first home, upgrading to a larger space, or refinancing, we have the expertise and resources to offer tailored solutions.
To get a great mortgage rate, you need an honest, reputable mortgage lender. Look for mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.
When it comes to real estate, Aurora borrowers have access to many different types of home mortgage options.
Getting a 30-year fixed-rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.
If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.
Low-income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.
If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.
A mortgage in Colorado is a home loan that allows you to purchase or refinance property while using the property as collateral.
On average, closing takes about 30 to 45 days, though some lenders can close faster.
Yes, most lenders include property taxes and homeowner’s insurance in your monthly payment.
Mortgage rates vary daily based on the economy and your financial profile, but Colorado rates generally align with national averages.
Yes, veterans and active-duty military can use VA loans with no down payment and no mortgage insurance.
Yes, USDA loans are available in designated rural areas of Colorado for low- to moderate-income buyers.
To get pre-approved, you’ll need to submit income, asset, debt, and credit information to a lender for review.
Generally speaking, you need pay stubs, tax returns, bank statements, photo ID, and information about your assets and debts.
While not required by lenders, home inspections are highly recommended to protect buyers from hidden issues.
Yes, private mortgage insurance (PMI) is required if you put less than 20% down on a conventional loan. It’s also needed with FHA loans, regardless of the down payment amount.
Yes, lenders may charge origination fees, underwriting fees, and other costs that vary by institution. That said, some lender fees are much lower than others. Sammamish Mortgage, for instance, only charges $1 lender fees.
Yes, homeowners can borrow against home equity through cash-out refinancing, subject to lender approval.
Sammamish Mortgage makes an ideal choice for Colorado borrowers for several reasons, including $1 lender fees, competitive rates, in-house underwriting, and hundreds of positive client testimonials.
Whether you’re buying a home or ready to refinance, our professionals can help.
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