Do I Need a Real Estate Agent to Buy a Home?

Sammamish Mortgage
Post Date: February 11, 2021Updated: April 29, 2021

Ready to go house hunting? You may be wondering if you really need a real estate agent. Exactly what do real estate agents do, and how can using one benefit you? If you’re thinking about skipping the real estate agent and trying to find and negotiate a home purchase on your own, here are a few reasons you may want to reconsider.

A Buyer’s Agent is Your Advocate

Since real estate agents are required by law to have your best interests in mind, you can relax knowing they have a fiduciary responsibility to serve as your advocate during one of the biggest financial transactions you may ever complete. Having an expert on your side and at your back can be invaluable and prevent you from making costly mistakes.

Agents Have Negotiation Experience

Even if you think you’re a pretty good negotiator, real estate is a whole division of its own and the world of home buying and selling can be brutal. Having a real estate agent who is prepared to get the best price possible for the home you want can save you thousands. If you’re in a bidding war, they can keep their finger on the pulse of the negotiations and strike fast with the right offer at the right time.

An Agent Knows the Market – and the Neighborhood

Wondering if home prices you are seeing online reflect actual market value? Your agent can tell you whether or not a home is priced fairly, and point out assets or drawbacks you may not have thought of. Is the neighborhood backed up to an airstrip or shooting range? Or does it have an exceptional elementary school or convenient transit options?

Agents Have Extra Access

An agent often knows when a desirable property is going on the market days before it hits listings. Your dream home could be tucked in the back of an “upcoming attractions” section of a local agent’s folder. Agents also can get you access to movers and insurance professionals if needed to help you prepare for moving into your new home.

Your Agent Helps With the Paperwork

Contract addendums, disclosures and contingencies… if you’re already a little lost and wishing someone would just explain everything to you already, an agent could be perfectly positioned to break things down into layperson terms.

Your Sammamish Mortgage Loan Officer Can Help You Start the Preapproval Process Today!

We’ve fine-tuned the preapproval process to make it one of the easiest experiences you’ll have in the whole home buying process. Buying a home should be fun and exciting, not stressful. Get preapproved today!

Sammamish Mortgage has been in business since 1992, and has assisted many home buyers in the Pacific Northwest. If you are looking for mortgage financing in Washington State, we can help. Sammamish Mortgage offers mortgage programs in Colorado, Idaho, Oregon and Washington.

Contact us if you have any mortgage-related questions or concerns. If you are ready to move forward, you can view rates, obtain a customized instant rate quote, or apply instantly directly from our website.

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