No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
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If you want to buy a home in Washington, Oregon, Idaho, California or even Colorado, Sammamish Mortgage can help. We are a family owned and operated company offering a variety of loan options tailored to your specific needs.
When you apply for pre-approval, you’ll be able to take advantage of our streamlined online system and secure document upload portal. When you need help, a seasoned loan officer will be at your disposal, helping you find the great mortgage for your unique financial situation.
You deserve a mortgage lender who puts your interests first. That way, you get advice you can trust, and the most effective mortgage loan for you instead of simply the biggest we can qualify you for.
Mortgage rates in the Pacific Northwest can vary widely depending on the lender you choose, your interest rate, your down payment, and your credit score.
To get a great mortgage rate, choose a home loan provider with experience lending in your location, who can advise you on the most effective loan for your needs.
We offer free pre-approval to help you learn how much home you can afford before you go house hunting. We also don’t charge huge lender fees when you choose us as your mortgage provider.
Your home is important. We’ll work around your schedule.
We are open 24/7. Our Loan Officers are available every day of the week.
(425) 401-8787Choosing a local mortgage lender can help you get personalized service, local Expertise, faster communication, and a better understanding of local regulations and programs.
Eligibility for mortgage loan programs typically depends on factors like credit score, income, down payment, and property type.
The process usually involves:
Most borrowers in WA, CO, ID, OR, and CA complete the process in about 30 to 45 days from application to closing.
Rates vary depending on your credit score, down payment, loan type and term, and debt-to-income ratio. At Sammamish Mortgage, we offer competitive rates with $1 lender fees, which can save you thousands at closing.
Popular options include conventional, FHA, VA, USDA, and jumbo loans. The right choice depends on your goals, budget, and long-term plans.
Common pitfalls include ignoring your credit score, applying for new credit accounts, making large purchases, not getting pre-approved, and changing jobs. Working with an experienced lender can help you avoid these issues.
Your payment could be influenced by factors like loan amount, interest rate, property taxes, and insurance.
On average, we close purchase loans in as little as 2–3 weeks. Your timeline will depend on loan type and complexity, and completeness and accuracy of your documentation.
We offer:
You can start by getting an instant rate quote, contacting a loan advisor, and getting pre-approved online. We also offer tools like our Rate Tracker and Mortgage Calculator to help you plan.
Whether you’re buying a home or ready to refinance, our professionals can help.
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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.